Benefits and Leave

VISION INSURANCE

An employee may obtain one eye examination and one set of lenses every 12 months, and one new set of frames every 24 months under the Base Plan. Under the Buy-Up Plan, frames are covered every 12 months. You pay a $10 copay for a Well Vision exam.

DENTAL INSURANCE

Diagnostic and Preventive Services—including exams, cleanings, fluoride treatments, and space maintainers—are covered at 100% under both Dental PPO Plans: Level I and Level III.

• Level I: Includes a $50 deductible per person per benefit year, with a maximum family deductible of $150. The annual benefit maximum is $1,000, and orthodontic services are covered up to $1,000.

• Level III: Includes a $25 deductible per person per benefit year, with a maximum family deductible of $150. The annual benefit maximum is $2,000, and orthodontic services are covered up to $1,500.

FLEXIBLE BENEFITS PLAN

An employee has the option to elect Flexible Spending Accounts (FSAs) for medical expenses, dependent care, and limited-purpose use (for dental and vision expenses when enrolled in a Health Savings Account). These are pre-tax benefits, allowing employees to reduce their taxable income and save on eligible expenses.

OPTIONAL LIFE INSURANCE – SUNLIFE FINANCIAL

Employees may purchase additional Optional Life Insurance through payroll deductions. Coverage is also available for eligible dependents. Premiums are determined by the employee’s age and the amount of coverage selected. Evidence of Insurability (EOI) is required for enrollment.

EMPLOYEE ASSISTANCE PROGRAM

The College offers an Employee Assistance Program (EAP) at no cost to employees, providing virtual/video, telephone, and internet chat appointments with licensed therapists. Crisis services are available 24/7. Employees and their family members may receive up to 12 free sessions per issue, per person, per year, along with referral services.

TERM LIFE INSURANCE

Arizona Western College provides a life insurance benefit of $20,000 for full-time employees. After completion of 2 years of full-time service, employees have a benefit 2.5 times their annual basic earnings.  For the specific schedule of benefits and maximum amounts, please contact Human Resources.